Revenue-Based Financing

Capital That Moves
With Purpose

precision-driven. built to last.

Geneva Group deploys private capital into short-cycle, asset-backed revenue-based financing. We finance small businesses across the United States.

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Understanding the Asset Class

What Is Revenue-Based
Financing?

Revenue-based financing (RBF) is a form of alternative lending where capital is extended to a business in exchange for a fixed return, repaid through a percentage of the business's daily or weekly revenue — not a fixed monthly payment.

Unlike a traditional loan, there is no long amortization schedule, no personal credit requirement, and no equity exchanged. The business gets fast, flexible capital. The lender receives consistent repayment tied directly to how the business performs.

How We Invest

Our Approach to
Deployment

Geneva Group deploys capital with discipline. Every position is structured, every deal is underwritten, and every repayment cycle is monitored. We operate at the intersection of speed, security, and yield.

01  ·  Asset-Backed Positions
Security Beneath Every Dollar
Every deployment is secured — whether by real estate, verified medical and insurance receivables, or bank-approved bridge positions. Capital is never deployed without collateral.
02  ·  Short-Cycle Velocity
Capital That Never Sits Idle
We operate in 60–120 day cycles. Repayments flow daily and weekly, and are immediately redeployed. This velocity is the engine that drives compounding without market exposure.
03  ·  Rigorous Underwriting
Every Deal Earns Its Place
We underwrite every file before capital moves. Revenue is verified, collateral is confirmed, and risk is assessed — no exceptions. If a deal doesn't pass our standards, it doesn't get funded.

Small and mid-sized businesses are the backbone of the economy — and they are chronically underserved by traditional banks. The average SBA loan takes 60–90 days and rejects more than half of applicants. We fund in 24–72 hours with a structured process built for speed and precision.

This is not venture capital. This is not a fund of funds. This is direct deployment — the shortest possible distance between your capital and the return it generates.

We are not chasing yield at the expense of security. We are building the security architecture that makes the yield possible.

The Opportunity

A Market in the Middle of
Its Most Important Decade

Revenue-based financing is not new. But its trajectory is. As traditional lending tightens, alternative capital is stepping into a gap that is growing wider every year. The businesses that drive this economy need fast, flexible capital — and the window to position yourself as a provider is open right now.

$32.7B
Projected market size by 2032, up from $17.9B in 2023 — a 7.2% CAGR driven entirely by structural demand, not speculation.
400K+
New small businesses formed in the US every month. Each one is a potential borrower. The demand side of this equation is structural, not cyclical.
Bank Lending Is Tightening
Post-2008 regulatory frameworks continue to restrict traditional bank lending to small businesses. Every tightening cycle widens the gap that alternative capital fills.
Speed Is the New Currency
Businesses pay a premium for certainty and speed. A 24-hour funding decision from a trusted lender is worth more than a 90-day bank process that may say no.
Uncorrelated to Public Markets
Revenue-based financing does not move with equities, bonds, or interest rate cycles. When markets correct, businesses still need capital. This category is structurally insulated.
Fintech Is Accelerating the Industry
The rise of fintech has transformed how capital moves. Real-time data, automated underwriting, and digital payment rails now allow faster decisions and faster funding — compressing what once took weeks into hours.

Get In Touch

Interested in
Learning More?

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